Nevada County, California VA Loan Information

Table of Contents

  • What is the VA Loan Limit?
  • How to Apply for a VA Home Loan?
  • What is the Median Home Price?
  • What are the VA Appraisal Fees?
  • Do I need Flood Insurance?
  • How do I learn about Property Taxes?
  • What is the Population?
  • What are the major cities?
  • About Nevada County
  • Veteran Information
  • Apply for a VA Home Loan
  • VA Approved Condos

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $548,250* (Call 888-573-4496 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Nevada County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Nevada County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Nevada County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Nevada County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock-in your interest rates
    • Wait until the appraisal to lock-in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31st, 2020, the median home value for Nevada County is $477,219. In addition, the median household income for residents of the county is $63,240.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Nevada county, the mountainous terrain reduces flood hazard areas to small areas surrounding bodies of water.

How do I learn about Property Taxes?

  • Sue Home is the Nevada county tax assessor. Her office can be reached at 905 Maidu Avenue Suite 290 Nevada City, California 95959. In addition, her office can also be reached by calling 530-265-1232.
  • The state of California offers various incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are California Competes Tax Credit which offers qualifying businesses tax credit and the New employment Credit program which offers a tax credit for taxpayers who hire full-time employees. These and many other programs help in further diversifying the state’s economy.

What is the Population?

  • The county’s population of 99,755 is 84% White, 9% Hispanic, and 3% two or more races.
  • Most county residents are between 18 and 65 years old, with 17% under 18 years old and 28% older than 65.
  • In total, the county has about 40,904 households, at an average of two people per household.

What are the major cities?

The county has two cities and one town, including Nevada City which serves as the county seat. The two other cities in the county are Grass Valley and Truckee.

About Nevada County

Formed in 1851, 13 years prior to the neighboring state of Nevada attaining statehood, Nevada County was actually the first area of the United States to include the stand-alone word Nevada in its name. The term’s etymology is from the name the Sierra Nevada, Spanish for snow-covered. Nevada County is known for its involvement in the California Gold Rush. The early years of California are featured prominently throughout the county. The Nevada Theatre, built in 1865 making it the oldest theater in the state continues to operate to this day. Many notable figures have performed on the stage at the Nevada Theatre, ranging from Mark Twain to Motley Crue.

Further providing Nevada County notoriety is its place as the birthplace of Arcade Video games, with the inception of Pong. The creation of Pong led to the county being nicknamed the “Silicon Valley of the Sierras.” The first cell phone for commercial usage, with the capability of taking photos, was developed in the county seat of Nevada City. Currently, over 1,000 software designers and developers reside in the county.

Our nation’s 31st President, Herbert Hoover once lived in Nevada City, earning a living as a miner, fresh out of Stanford University.

The timber industry, government services, and tourism are the driving forces of the local economy.

Tourism based on the history of this country is reflected in many of the museums found in Nevada County. These museums put the history of the Gold Rush, mining, and the railroad at the forefront. The county is also home to numerous state parks including Malakoff Diggins State Historic Park, Grass Valley’s Empire Mine State Historic Park, and Donner Memorial State Park.

A veteran property tax exemption exists for veteran homeowners in Nevada County, amounting to $4,000. A disabled veterans exemption which is for a far greater monetary sum is accessible for disabled veterans with a total disability, blindness or the loss of use of more than one limb. This exemption is also available for the surviving spouses of disabled veterans.

Veteran Information

The county is currently home to 8,319 veterans, and they all have access to:

  • Nevada County is home to one VFW post:
    • Post-2655 Banner Mountian: 415 North Pine Street, Nevada City, CA 95959.
  • County Veteran Assistance Information
    • Nevada County Veteran Services Office: 988 McCourtney Road Grass Valley, CA 95949.

Apply for a VA Home Loan

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): THE BOULDERS (000151)
Address: 
10844 CINNABAR WAY
TRUCKEE CA 96161
NEVADA
Status: Accepted Without Conditions
Request Received Date: 05/13/2015
Review Completion Date: 06/02/2015

Oregon VA Loan Information: https://www.vahomeloancenters.org/oregon-va-home-loan-limits/

VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/

The post Nevada County, California VA Loan Information appeared first on VA Home Loan Centers.

Source: vahomeloancenters.org

Where’s the House from ‘Home Alone 3’?

Year in and year out, we know the holidays are almost upon us when TV networks start airing Home Alone, the iconic family movie that has by now become synonymous with Christmas cheer. And while the first two Home Alone movies starring Macaulay Culkin are the clear fan favorites, the third one (written and produced by the same John Hughes that gave us the first two festive flicks) was deemed the least successful in the series — by far — and failed to make a lasting impression.

And that’s not because of the plot, cast, or setting, but rather the result of the ultra-high expectations created by the first two Home Alone movies, and the fondness audiences had for Macaulay Culkin (which refused to return for a role in the third one, despite popular demand). In fact, the plot of the third Home Alone was quite an elaborate — and downright frightening — one, seeing Alex Pruitt, an 8-year-old boy living in Chicago, fending off international spies who were seeking a top-secret computer chip that was hidden in his toy car.

The poster for Home Alone 3, featuring the house in the background.
The poster for Home Alone 3, featuring the house in the background. Image credit: IMDB

Unlike a normal cat burglar situation — the first two movies featured petty thieves just trying to score a hit during the holidays, eyeing million-dollar-homes left unattended while the owners were celebrating elsewhere — Home Alone 3 is actually a matter of national security. With four thieves (said to be working for a North Korean terrorist organization) looking to retrieve the toy car/computer chip gifted to Alex by his unknowing neighbor, Mrs. Hess, the movie’s plot tackles a far more dangerous situation that the first two, despite the light way in which it is presented.

But there are two major things that all the Home Alone movies have in common: a clever, brave 8-year-old that will stop at nothing to protect himself and a beautiful Chicago-area home that acts as the ‘battleground’ of sorts where the bad guys get what’s coming to them. And since we’ve already covered the house in the first Home Alone movies, we thought I’d be the perfect time to do some scouting and find the one in the third movie too, especially since it’s no less beautiful.

The real-life house from Home Alone 3

While the movie’s storyline places it in Chicago, the house used in the third Home Alone is located in Evanston — a city 12 miles north of Downtown Chicago. According to ItsFilmedThere.com, the exact address is 3026 Normandy Place, Evanston, and a quick Google Maps search confirms that, showing us the exact same Pruitt family house we see in the movie.

house in home alone 3 in real life
House in Home Alone 3 – Google Maps

According to real estate website Zillow.com, the Pruitt family home is worth a little over $1,000,000, with neighboring properties all selling for about the same amount — though admittedly, none of the other houses that line the street had a high profile movie credit in their property history. Nor did they have Hollywood A-listers on their grounds (just in case you forgot, the most famous cast member in Home Alone 3 was none other than Avengers star Scarlett Johansson, who played Alex Pruitt’s sister in the 1997 movie).

scarlett johansson as the sister in home alone 3
Screen grab from Home Alone 3, featuring a young Scarlett Johansson as the older sister.

Just in case you were wondering, the house where Alex Pruitt’s neighbor — Mrs. Hess — supposedly lived is actually located next door, at 3025 Normandy Place.

More famous TV homes

Richie Rich’s House is Actually the Biltmore Estate, America’s Largest Home
The ‘Fresh Prince of Bel-Air’ House Isn’t Even in Bel-Air
The Real-Life Homes from Modern Family — and Where to Find Them
The Simpsons House Gets a Modern Day Makeover

The post Where’s the House from ‘Home Alone 3’? appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

Charming Estate With Ties to The Beatles On the Market in Connecticut

A gorgeous, sprawling Connecticut estate with ties to The Beatles, Prudence Farrow, and the Gershwin brothers is up for sale in Westport for $9 million. 

The seven-bedroom, eight-bathroom, 9,360-square-foot property at 157 Easton Road, also known as River Run Estate, is being marketed by Compass’ Susan Vanech. It was originally built in 1955, and completely renovated in 2020, pairing old-school charm with modern-day amenities. 

The marketing for the resort-style estate is inspired by John Lennon’s ‘Imagine,’ as a reflection of the home being restored and getting a new lease on life. But there is also another, far more fascinating connection to The Beatles. 

Westport, CT home with ties to The Beatles. Image credit: Compass

Their song ‘Dear Prudence’ was based on Mia Farrow’s sister Prudence Farrow, who fell into a deep depression during her teenage years after her father’s sudden passing. John Lennon and George Harrison, who were in the same social circles as Prudence, wrote the song to help lift her spirits — and it ended up becoming a massive hit. 

At the time, Prudence Farrow was living at the River Run Estate, and in her memoir, she describes hiking in the woods near the property, canoeing, skating on the pond, and playing with the neighborhood kids.

Back when Prudence resided at 157 Easton Road, the property was owned by violinist and photographer Leopold Godowsky Jr., and his wife Frankie Gershwin, younger sister to George and Ira Gershwin (the songwriting team whose songs were synonymous with the sounds and style of the Jazz Age). The frequent parties and gatherings at River Run Estate are said to have maybe inspired some of the Gershwins’ most popular compositions. 

The estate is the epitome of relaxed, outdoorsy Connecticut living, featuring personal tennis courts, a home gym, and access to the river waterfront with waterfalls to canoe, paddle, or swim.

river run estate in connecticut
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass

There are also plenty of walking and hiking trails, as well as a pool and spa with a steam room. The outdoor area also includes a river house and a greenhouse, so the property would be an ideal fit for someone who loves the outdoors and enjoys being in nature year-round. 

Inside the property, there is an exquisite owner’s suite, as well as separate guest quarters for when friends or family come to visit. The home incorporates quiet offices, perfect for a work-from-home setup, a spacious dining room, multiple fireplaces, and fantastic views. 

Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass

Keep reading

A Charming Home Featured on HGTV’s ‘Property Brothers’ is Looking for New Owners
Shigeru Ban-Designed Home in Sagaponack, NY is the Prized Architect’s Only Project in the Area
New Jersey’s Gloria Crest Estate, Once Home to Hollywood Silent Film Starlet, Is on the Market
These 5 Unique Listings Will Remind You of Everything that Makes NYC Real Estate Special

The post Charming Estate With Ties to The Beatles On the Market in Connecticut appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

How to Transition Your Kids’ Rooms

As your children grow and change, so should their bedrooms. However, if you were to revamp their rooms with every changing interest, favorite color or boy band, you would not only be spending a lot of time, but also a lot of money. Here are a few things to keep in mind if you’re looking to transition a child’s room as he or she continues to get older.

Start With Change in Mind

Designing a child’s nursery when you’re expecting is a fun and exciting experience. What parents may not plan for, though, are the unforeseen changes that the room might need as the child grows. Create a nursery with neutral wall colors and an open floor plan for playtime. It makes an easier transition that you can work with each changing year.

Consult With Them

When you’re planning to revamp your children’s room after a few years, make sure to consult with them. It’s likely they won’t hold back in letting you know what they want. You can enhance a child’s creativity and production levels if their rooms are filled with things that excite them.

Choose the Right Items

There are certain pieces of furniture and décor that can grow with a child. For example, a desk is a piece of furniture that can be added into a room and never seem to lose its importance, whether they’ll be endlessly creating works of art in coloring books or filling out college applications. Other items can include a classic bedframe and a monochromatic comforter.

Work Slowly but Surely

Make sure to try not to overwhelm your child with a lot of changes at once. If you’ve decided that it is time to “grow up” from the nursery, it may be best to do it little by little. Most parents choose to start with a new bed before gradually continuing to swap out the old with the new.

Remember Teen Tips

During the teen years, make sure to declutter (that garage sale money can go to their college fund), freshen up with a new paint job, and provide grown-up accessories. Allow room for self-expression, but with limits. For instance, you can frame posters instead of using thumb tacks or tape directly on the walls. A bold rug is fine for the time being, especially if it protects the carpet or floor from food spills or shoe marks.

Raising children can be one of the greatest joys in life, so make sure their room reflects that! Take these tips with you over the years and let the DIY project become a fun one you and your child can look back on.

The post How to Transition Your Kids’ Rooms first appeared on Century 21®.

Source: century21.com

7 Creative and Quick Dining Room Updates

With so many dining rooms being converted into part of the living room or kitchen these days, dining room design has kind of fallen by the wayside. But if you’re one of the lucky homeowners to have hung on to a formal dining space, you’ve got an opportunity to make some amazing modern updates. Here are 7 affordable ways to breathe new life into an old dining room:

#1 Perk things up with paint.
Are your dining room walls still the same color they were when you moved into your house 10 years ago? If so, there’s a good chance the color’s a little past its prime. In fact, it may also be doing an injustice to your furniture and the updates you’ve made in adjoining rooms as well. Refresh the walls with a paint shade that makes you feel comfortable and cozy. The room will reflect that feeling.

#2 Modernize the lighting.
Are outdated chandeliers and lamps gathering dust in your dining room? Consider sending them packing and installing some recessed lighting and pendants in their place. Pendant lights, in particular, come in a wide variety of styles and colors sure to add some new pizzazz to your space.

#3 Repurpose another room.
If your dining room is located in an undesirable space — a cramped corner of the house away from the kitchen, for example — pick a new place for your table and chairs. Put them in the kitchen, if you have the the space. Or, place the dining table somewhere right in your living room, where there’s easy access to the TV and stereo. You should always feel comfortable during a meal, and being confined to an area you don’t enjoy doesn’t contribute to that feeling.

#4 Add some visual appeal.
Visual appeal doesn’t stop at paint and lighting. It’s also important to consider how wall decor may increase the interest and comfort of the room. Blank walls may make it easy to zone out and focus on your meals, but your guests will surely enjoy looking at something a little more interesting. Depending on your budget and the size of your dining room, consider hanging potted plants and colorful pieces of art. Just be sure to balance wall decor with other elements in the room so your space doesn’t feel like it’s cluttered with stuff.

#5 Throw in a rug.
One of the worst sounds to hear is a chair scratching against the floor as you go to get up from the dining table. So fix the issue. Add a rug underneath the table and chairs to make things soft and cozy. Choose a rug that isn’t too thick with fibers. Otherwise, your chairs can get stuck and twisted. Of course, you’ll also want to make sure that the style and color of your rug complement the rest of the room.

#6 Use dividers.
Many newer homes combine kitchen and dining spaces. If you want to create a dedicated dining space, think about incorporating a room divider. It’s much cheaper than installing a wall — and you can add shelves, plants or a sliding door to further divide the two spaces. Plus, the flexibility of the divider allows to revert back to the bigger space any time you like.

#7 Build in.
How’s your dining room designed? Do you have a table that sits in the middle with four chairs around it? If you want to make the room more functional — and create more storage in the process — think about ditching the clunky furniture and opting instead for built-ins like bench seating, china cabinets and buffets. A professional can create custom built-ins to suit any style.

The post 7 Creative and Quick Dining Room Updates first appeared on Century 21®.

Source: century21.com

5 Ways to Keep Winter Decor Bright

Traditionally, spring and summer corner the market on bold, bright colors, with fall and winter ushering in richer, more muted tones. However, this year’s popular colors, featured in Shutterfly’s Hottest Hues Guide, have a versatility that helps enhance decor year-round. Incorporate pops of modern color trends into everyday home accessories to warm up your house and your heart in the cool days ahead.

Fall Harvest, see larger

1. Set a Color-filled Table

’Tis the season for holiday dinners, and your dining room table is the perfect place to fill your room with color. Saturate your tablescape with chargers, plates, placemats and napkins in festive colors. Deep reds and burgundies are not only perfect for the holidays, but they add warmth to your tablescape throughout the winter season. But don’t limit yourself to the standard red and green—get creative with color palettes as you set your table, bringing in metallic and unexpected shades for a dose of fun!

2. Patch it Together

Invite color to visit by adding seasonally inspired throw pillows or a practical and colorful quilt to your couch or bed. Think outside of your regularly colored box, and experiment with contrast to create a cozy space without committing to a color scheme.

Room filled with daylight, see larger

3. Bring the Outdoors In

Flowers lend a festive touch as well as a hint of brightness to any area. A bold spray of pink orchids or peonies can add a pleasantly surprising shock of color to a sleek neutral winter space. Just because it’s winter doesn’t mean you’re stuck with poinsettias. Pale pink is enjoying a comeback in the design world as a romantic neutral with a range of versatility—and rose quartz just happens to be one of Pantone’s colors of the year for 2016. As interior redesign specialist Wendy Wrzos says, “In fall, it can be paired with a rich brown and cream. In winter, a touch of pale pink will add a cozy warmth to a room, or be an unexpected addition to the more saturated colors.” Pick your palette from a favorite bouquet for a touch of color you already love.

vibrant laundry room, see larger

4. Live a Little Large

Bring big color to a small space by painting your laundry room a bold color for brightness you can enjoy all year round. “The laundry room is a room that gets used all the time, and it is rare to see one that has been decorated. A painted wall and a colorful rug takes no effort at all, and will cheer it up in an instant.” —Wrzos advised. Use a small, out-of-the-way area to be brave with a shade that brings you joy when you see it.

Living room artwork, see larger

5. Hang It Up

The artwork in a room is often a focal point and the perfect place to feature color. With a foundation of neutral furniture, flooring, and walls, art and decor accessories can take center stage. Create a canvas or three-panel piece of art from a nature-inspired vacation photo and select a matching color palette to complement your art work. If you’re looking for a more seasonal do-it-yourself option, wrap poster frame inserts in pretty wrapping paper for a temporary triptych to match your holiday decorating scheme.

Between bad weather and Daylight Savings Time, winter feels dark enough. Fill your life with brightness all year round by incorporating color in easy, unexpected ways and bring a little more boldness and brilliance into your everyday world.

About the Author

Ashley McCann shares home décor tips for Shutterfly.com. She is a mom of two and enjoys reading and karaoke. For more from Ashley, you can find her on Twitter.

The post 5 Ways to Keep Winter Decor Bright first appeared on Century 21®.

Source: century21.com